Sorry for the bad photo, but take your white card stock and cut out 2 tags. Then emboss those tags using this set Sizzix Texture FadesEmbossing Folders 2PK - Typewriter & Keyboard Set
I started out with Clearsnap Ink using the colour midnight. It is a very deep navy blue. I rubbed the ink all around the edges and then a few places in the middle.Using the stylus puts you in complete control as you can vary the pressure.
This is what it looks like once complete.
Now start with a background paper and start building on it. I put a larger piece of blue pp on it to start building the base for my photo. At the bottom I used a scallop edge to give a different look.
Place the photo on and layer the tags at the top right. They are only decorative touches so they look nice layered.